Ivanka TerziyskaCredit consultantIvanka TerziyskaCredit consultantI compare offers from the banks in Bulgaria and negotiate the best terms for you.
I am part of the team at CreditMall, credit intermediary entered in the Bulgarian National Bank register of credit intermediaries under no. BCI000104.
A short call to get acquainted and arrange a longer meeting. It can be in person (ideally), by phone or online.
I walk you through the whole process step by step and gather information about you and the property. I give you an idea of how much you can borrow, how much the down payment will be (including agency commission and notary fees) and roughly what your monthly payment will be. The meeting usually takes 30–60 minutes.
I request offers from the banks I expect to give the best terms for your profile. I compare them on the total cost of the loan, interest rate and bank fees, and we discuss the best ones together.
I strongly recommend getting pre-approved on your income at the chosen bank. That way we know everything will go smoothly when the deal is signed at the notary.
I help you gather and prepare the documents and deal with the bank. I come with you to the bank and the notary until the deal is closed.
I am extremely pleased with Ivanka's help in choosing and applying for a mortgage. She explained every stage of the process in detail, kept track of preparing and gathering all the necessary documents, and reminded me of every important detail. She was also by my side during the visits to the bank, which gave me extra peace of mind. I would gladly recommend her to anyone who needs professional and honest help with a process like this.
My girlfriend and I dreamed of buying an apartment, but we had given up hope because we had no savings at all. Ivanka explained everything in detail and gave us hope that it was possible. Four months later we are the proud owners of our own home! Thank you!
Mrs. Terziyska walked us through the whole process, sent us offers from 4 banks and managed to negotiate the lowest possible rate for us. She handled every issue that came up quickly and professionally. We recommend her to family and friends.
Nothing. The bank pays me a commission when a loan is granted. Your terms are the same or better than at the counter.
Yes. It is a common case for me. I know which banks accept which types of income.
Yes. I check for free whether refinancing would save you money and how much.
Yes. I compare the banks' consumer loan offers the same way, at no cost to you.
Leave your name and phone. I will call you within 1 business day.